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제가 추천하는 방법은 금리를 감안하더라도 합법적인 방법을 이용하는 것입니다.자동차 담보대출은 내 명의의 자동차를 담보로 대출받는 상품입니다. 대출한도는 내 자동차의 가치에 따라 결정되며, 담보로 진행되는 대출이기에 신용대출보다 금리가 낮다는 장점